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Who will be in today's winter spotlight, Dave or Kate? Dave watches. Imagine our friend Kate on TV. Did she win? She's had such a rough time with money since Peter died last year. Didn't he have insurance?

Social security. Well, at least she could bury him with that. Don't count on it. Social security pays only $255. The funeral costs over $4,000. She had to ask her kids for help. What are people our age supposed to do?

supposed to do? Well, Tom and I got additional life insurance from Colonial Penn. That's gotta be expensive. No. We each pay only $6.95 per unit of coverage a month. Nobody would insure me at my age. Colonial Penn will. They won't even ask about your rates and pains. No health questions? None. You can't be turned

down for any reason. I bet they raise your rates every year, right? No, you're wrong. My rates stay exactly the same. In the winter spotlight, it's kind. Hey, do for a win. Sounds like everybody wins with colonial pen. Here's a winning idea for you and your friends.

If you're over 50 like me, you can still buy the life insurance protection you need from colonial pen. Your rates are only $6.95 per unit per month and never go up. There's no medical exam, No questions about your health.

What's more, your benefits never go down simply because you grow older. This plan builds cash value, unlike some veterans' plans offered by other companies. Best of all, if you're a man or woman over 50, you cannot be turned down for this protection.

To find out more, call now. Call toll-free 1-800-433-1441 for your free information kit operator. Here, 24 hours a day, that's 1-800-433-1441. I'm calling Colonial P and information for me too. Call toll free 1-800-43-143-1441. You'll also receive this free guide to Social Security.